24 million pupils to be rolled into the National Health Insurance

Information which released by government on Thursday, 24 million pupils are expected to be rolled into the National Health Insurance Scheme by the end of the year.

Executive Secretary of the National Health Insurance Scheme (NHIS),  Dr Femi Thomas, said in Abuja Thursday  that the pupils’ enrollment would be implemented in full across states of the federation by December.

  

He said children coverage  children was part of decisions reached at the Presidential Summit on Universal Health Coverage for Nigerians which took place in Abuja in March this year.

  Thomas emphasized that for universal health coverage in country, package for the children was one of the strategies being developed which still remains at a digit percent of national coverage.

The plan projects that the in it first year Federal Government funds the programme alone, while state pay 60 per cent and the Federal Government pay the remaining 40 per cent.

Voters have clearly rejected single health insurance company

Single health insurance company  have clearly rejected by voters. For reforming Swiss healthcare insurance scheme it was the third unsuccessful attempt by the political left in ten years to reform.

According to official results which is 61.8% of voters throwing out the initiative by centre-left political parties, patients and consumer groups.

They wished to replace the more than 60 private company insurers with a single payer system offering mandatory basic health insurance coverage.

  Four of the country's 26 cantons - notably in western Switzerland - mustered a majority in favour of a single health insurer. 

Swiss Voting base on

1 .result was disappointing  According to Jacqueline Fehr, whose a leading promoter of the initiative, but think about the idea of the single payer principle.

   Fehr, a parliamentarian for the centre-left Social Democrats, said the number of citizens dissatisfied with the current health insurance system has increased since previous votes on a public single health insurance company in 2004 and 2007.

  The Green Party said the victory is a result of powerful insurance industry. The group announced it would push ahead with plans to allow regional single health insurance companies.

2 . Santésuisse, the Association of Health Insurance Companies, said the outcome at the ballot box was a vote of confidence for the insurance system. 

3.  Recent system is too costly and fails to provide for competition among insurers at the expense of consumers.
Critics also accused insurance companies of trying to attract young and healthy customers, undermining the principle of solidarity with the old and infirm.
Initiative promoters said up to CHF350 million ($372 million) could have been saved on administration, and total health expenditure could have been reduced by about 10% over the next few years.
However, most political parties, the government and the business community recommended rejection of the initiative. They say Switzerland has one of the most successful healthcare systems in the world.
Opponents warned of an inefficient bureaucratic organisation if citizens are no longer free to decide on the health insurer of their choice.

4. In 1994 health insurance coverage was made mandatory for Swiss residents.
As compare to past decade costs for individual health insurance premiums have been increasing gradually.

CHF68 billion is Total expenditure for healthcare.The interior ministry last week announced an average increase of 4% for the insurance premiums next year.

Swiss voters have had the final say on 191 initiatives in total. But only 20 of them have won a majority at the ballot box since 1891

How iPhone apps could affect your insurance

To determine rates for the customer,The life insurance company have a new tool for it.

  Apple's (AAPL, Tech30) design  new mobile operating system, developers can build apps that find heart rate, sleep, weight and blood pressure.
  Then user select they can then send that information to doctors for medical advice.
  Health insurers, which are barred by Obamacare from denying coverage based on pre-existing conditions, can't base their decisions on this kind of information. But the situation is different for life insurers, who use medical records to make decisions about the relative risks of prospective customers.

Bradley shear whose the lawyer on digital privacy said "If I'm an insurance company, I'd want access to everything, all the data points, so I can make an informed business decision,"

Why you want lose your health insurance

"If you like your health insurance, you can keep it".it was  Barack Obama’s best promises ,but at the very same time the president was making that promise, lawmakers on Capitol Hill were drafting legislation that would make clear that promise could never be kept.

It is not only  problem is  that when the health reform law was passed, millions of people were unable to keep the plan they had in 2010, . They are not likely to be able to keep for long any plan they have selected this year on a health insurance exchange. As we move ahead, all health plans will be subjected to restrictions that are likely to change every year. So its mean this year plan to meets the Obamacare restriction, may not meet the restriction next year or the year after that.

So the idea of long-lasting portable insurance that allows long term relationship between you and your doctor awith medical providers  was completely squashed when Congress passed Obamacare.

Now look at the chart below. It shows that all commercial health insurance must fit within four metallic bands: Bronze, Silver, Gold and Platinum. Each band is explained by its “actuarial value” percent represent benefits the plan which is expected to pay. For example, a Bronze plan represent expected to pay between 58% and 62% of health care costs for a representative enrollee. A Silver plan represent expected to pay between 68% and 72%. And so forth.

Lets Suppose if you are in a Bronze plan with an actuarial value of 58%. Then, so due to lot of changes like because of price changes, technology changes, or some other kind of change, your plan suddenly covers 60% of expected expenses. You think its good for you, right? Wrong. Because your plan no longer fits into one of the metallic corridors, it’s no longer a valid plan  despite the fact that it has become a better plan!

Now  suppose you fit  really good plan  that pays 98% of expected health care costs. There are large number of Democrat’s who think that every n each bill will pay by health insurance, you would think that the law passed by a Democratic Congress without a single Republican vote would strongly encourage such a plan.

Under Obamacare, 92% pay by any Any plan th more than  expected health care costs for the average enrollee is illegal

People lose insurance at the end of Sept

Obama administration said on Monday at the end of this month round about Tens of thousands of people are likely to lose their health insurance because they missed a deadline to confirm they are legally residing in the U.S.

The Centers for Medicare and Medicaid Services said 5 deadline to send additional document to those whose citizenship or immigration status wasn't verified by HealthCare.gov hadn't contacted the federal government by a Sept.

At the end of this month the government is now set to inform insurers to end the coverage those people bought through HealthCare.gov . A provision in the Affordable Care Act bars people living in the U.S. without authorization from shopping for coverage through the site.

  According to Federal officials notice also said send notices to about 279,000 people whose income can't be verified, giving them until Sept. 30 to submit further documentation. Those people won't lose their coverage if they don't respond, but the tax credits that offset the cost of their premiums could be suspended.

The people who obtained plan through Health care .gov It struggled to verify citizenship or immigration status.gov by the time the main enrollment period closed in mid-April. That is because the information in their applications didn't match the data the federal government had on file.
That number had been whittled down to 310,000 by August, when the federal government sent out letters to the remaining enrollees telling them they had three weeks to take action or see their coverage terminated.

Federal officials appreciated the help they had received from immigrant advocacy groups in ensuring that many people did respond in time. Andy Slavitt said the groups had done "extraordinary work," , a top official at the Centers for Medicare and Medicaid.  Services who announced the numbers Monday.
People whose coverage is terminated can apply to re-enroll for coverage at any point, Mr. Slavitt said.
Of people set to lose coverage, 35,100 are in Florida. A further 19,800 are in Texas, and the rest are dispersed through 34 other states where the federal government is running some or all of the exchange.

The government now will inform insurance companies to cancel their coverage effective Sept. 30. The cancellations affect only those who enrolled onHealthCare.gov, the federal marketplace created by the Affordable Care Act that was used by consumers in 36 states, including Illinois, to compare and purchase health insurance.

For Everyone Health Insurance May Not Be Affordable

 A new study suggest in United states the Affordable Care Act is the law of the land, but it doesn't make health insurance affordable for everyone.

Researcher showed Older adults who earn just a little bit too much to qualify for federal premium subsidies are particularly vulnerable.

This group of adults faces "the biggest gap in affordability by far," said Ilana Graetz, assistant professor in the department of preventive medicine at the University of Tennessee Health Science Center in Memphis and the study's lead author.

Young adults face another quirk of the health-reform law, also known as Obamacare. Even after subsidies, young people often pay higher premiums than older adults, the study found.

Graetz said "The fact that they actually have to pay more with the subsidies is a little bit concerning and surprising,".

The study, published in the Sept. 9 online edition of Annals of Internal Medicine, after subside examines premium variations by age, income and region and the affordability of premiums .

Toronto pharmacist, cop save heart attack victim on trans-Pacific flight

An airline passenger is lucky to be alive after he suffered a mid-air heart attack during a long-haul flight and was saved by three fellow travellers.

The man was midway through a flight from Canada to Hong Kong when he complained of chest pains and his heart suddenly stopped beating.

Luckily, a doctor, a pharmacist and a policeman trained in first aid were all on board and, with the help of crew, kept him alive.

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He has now made a full recovery in a case which is being used as an example of why portable defibrillators should be carried on all flights.

The dramatic incident, which happened last month, came to light after the doctor involved reported it to the British Medical Journal, which called the episode 'a remarkable story of survival against all the odds'.

Dr Dave Monks, an anaesthesiologist who has worked at the Royal Free Hospital in London, said the man was taken ill hundreds of miles from the nearest airport in some of the most remote airspace on earth.

HealthCare.gov Insurance Site hacked

A hacker broke into part of the HealthCare.gov insurance enrollment website in July and uploaded malicious software, according to federal officials.

Investigators found no evidence that consumers' personal data was taken in the breach, federal officials said. The hacker appears only to have accessed a server used to test code for HealthCare.gov. The Department of Health and Human Services discovered the attack last week.

The attack comes as the federal government and insurance companies prepare for open enrollment, which begins Nov. 15. It is likely to be seized on by Republican lawmakers, who oppose the law, in fall campaigns as another sign of the health law's flaws. HealthCare.gov suffered from crippling technology problems when it launched in October, though the government has since improved the site.