To determine rates for the customer,The life insurance company have a new tool for it.
Apple's (AAPL, Tech30) design new mobile operating system, developers can build apps that find heart rate, sleep, weight and blood pressure.
Then user select they can then send that information to doctors for medical advice.
Health insurers, which are barred by Obamacare from denying coverage based on pre-existing conditions, can't base their decisions on this kind of information. But the situation is different for life insurers, who use medical records to make decisions about the relative risks of prospective customers.
Bradley shear whose the lawyer on digital privacy said "If I'm an insurance company, I'd want access to everything, all the data points, so I can make an informed business decision,"
Then user select they can then send that information to doctors for medical advice.
Health insurers, which are barred by Obamacare from denying coverage based on pre-existing conditions, can't base their decisions on this kind of information. But the situation is different for life insurers, who use medical records to make decisions about the relative risks of prospective customers.
Bradley shear whose the lawyer on digital privacy said "If I'm an insurance company, I'd want access to everything, all the data points, so I can make an informed business decision,"
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